Disclaimer

Disclaimer. FraudMeNot content, including the Close Call Report, is general educational and awareness material only. It is not legal, financial, tax, compliance, or cybersecurity advice, and it is not a security service or assessment. Nothing here creates a professional or advisory relationship. Content is provided "as is" without warranties; it may contain errors or become outdated, and no step described can guarantee prevention of fraud or loss. Consult a qualified attorney, accountant, financial professional, or security provider about your specific situation. If you've been scammed, contact your bank immediately and report it at reportfraud.ftc.gov and ic3.gov.

Story labels. Stories may be dramatized or composite; see each label. Each story carries one label: Real, reported: nothing added or dramatized (based on public records, linked), Real, reported (based on public sources, linked; details may be dramatized), Composite/dramatized (based on common patterns; names, places and numbers are invented, and any resemblance to real persons or firms is coincidental), or Hypothetical. People named in reported cases who haven't been convicted are presumed innocent; allegations are only allegations.

AI disclosure. Narration is AI-generated (text-to-speech). Scripts are researched and reviewed by a person. Some visuals may be AI-generated or stock.

Affiliate/sponsor note. We may earn commissions or sponsorship fees; see disclosures in each item and our affiliate disclosure.

Close Call Report

The Close Call Report is general education for your own staff. It is not legal, financial, tax, compliance, or cybersecurity advice. It is not a security service, security assessment, monitoring, or a training certificate. On its own, it does not meet any training or security rule your firm must follow (for example, the FTC Safeguards Rule or HIPAA). There is no guarantee; it can't stop every scam. We won't use your name or quotes unless you agree in writing. You or we can end it anytime by email. North Carolina law applies.