How to report a scam in Florida

Scammed? Call your bank or card company first. Calling quickly may improve the chance of stopping a payment, but recovery isn't guaranteed. Then use the list below.

Who to report to in Florida

Florida Attorney General. Fraud hotline: 1-866-9-NO-SCAM (1-866-966-7226). Citizen services explains how to file a complaint online.
Florida Office of Financial Regulation (OFR). Florida's securities regulator, for investment, lending, and money-service fraud. flofr.gov.
Florida Department of Financial Services, insurance fraud. Its Division of Investigative and Forensic Services looks into insurance fraud. Help line: 1-877-MY-FL-CFO (1-877-693-5236). Report fraud and scams.
Florida Department of Law Enforcement (FDLE). The state's criminal investigation agency. fdle.state.fl.us. For a scam report, start with your local police or sheriff.
Florida Abuse Hotline (vulnerable adults). Phone: 1-800-962-2873. Listed on the state's fraud and scams page.

Phone numbers and links last verified Oct. 20, 2026. Check the agency's official contact page before calling.

Federal places to report (all states)

FTC: ReportFraud.ftc.gov for most scams.
FBI IC3: ic3.gov for online scams, crypto, and email payment scams.
Identity theft: IdentityTheft.gov gives you a recovery plan.

Florida scam numbers

FBI, 2025. Only California and Texas topped Florida. Floridians logged 71,843 complaints with the FBI's IC3 and $1,596,138,595 in losses, 3rd on both lists. Per capita, Florida came in 11th, with 306.2 complaints per 100,000 people. (FBI Internet Crime Complaint Center, 2025 Internet Crime Report, state data appendix)

Crypto, 2025. Florida filed 13,381 crypto complaints, 3rd in the U.S., with $914,525,497 in losses. (IC3 2025.)

Older adults, 2025. Florida ranked 2nd for complaints from people 60 and older, with 17,147, and 2nd for their losses, at $709,823,172. (IC3 2025.)

FTC, 2024. Florida had 474,314 fraud and other reports to the FTC. Reported fraud losses were $866.1 million, and the median (middle) loss was $520. Florida ranked 1st of 50 states for reports per 100,000 people (2,163). It also had 115,840 identity theft reports, ranking 1st. The top three report types were credit bureaus (35%), identity theft (20%), and imposter scams (8%). (FTC, Consumer Sentinel Network Data Book 2024)

These numbers only count people who reported. Many people don't, so real losses are likely higher. FTC figures come from unverified consumer reports, not a survey.

Scams Florida officials are warning about

Fake warrants, spoofed calls, and AI voices. In September 2026, the Attorney General proposed a new state law to fight scam calls and texts. His office says scammers fake calls from government agencies, banks, and utilities, text fake warrants, and use AI voices to sound real. The release calls a fake warrant sent by text a kind of fraud. (AG press release, Sept. 17, 2026)
Storm price gouging. In October 2026, as Hurricane Isaias neared the Panhandle, the Attorney General turned on the state's price gouging hotline. During a declared emergency, Florida law bars unfair price jumps on things like food, water, gas, lumber, and hotel rooms. Report it at 1-866-9-NO-SCAM. (AG press release, Oct. 9, 2026)

What to do right now

Stop all contact. A real court doesn't text you a warrant, so don't pay one.
Call your bank or card company and ask whether the payment can be stopped or reversed.
Change passwords on any account the scammer touched, and turn on two-step login.
Save proof: screenshots, texts, emails, call logs, receipts, and phone numbers.
Report it to the state agency listed above, plus the FTC or IC3.
Beware of "recovery" offers. A request for a fee to get your money back is a common warning sign of a recovery scam.

Nearby states

Learn more

Common questions

Who do I report a scam to in Florida?

Call your bank first if money left your account. Then call the Florida Attorney General's fraud hotline at 1-866-9-NO-SCAM (1-866-966-7226) or report at MyFloridaLegal.com, and report to the FTC at ReportFraud.ftc.gov.

Who do I call about insurance fraud in Florida?

The Florida Department of Financial Services handles insurance fraud through its Division of Investigative and Forensic Services. Its help line is 1-877-MY-FL-CFO (1-877-693-5236).

How do I report money theft from an older adult in Florida?

Call the Florida Abuse Hotline at 1-800-962-2873. It covers abuse, neglect, and exploitation of vulnerable adults. If someone is in danger right now, call 911.

Last checked October 2026. Phone numbers and links come from each agency's official website. Agencies change them, so check the agency's site if something doesn't work. FraudMeNot is an independent publisher. We are not affiliated with, endorsed by, or acting for any government agency listed here. Links go to official sites. We can't take reports or get your money back. General education only, not legal, financial, tax or security advice. No guarantee. Consult a qualified professional. Stories may be dramatized or composite; see each label. See our disclaimer. Found an error? Tell us.