How to report a scam in Kentucky

Scammed? Call your bank or card company first. Calling quickly may improve the chance of stopping a payment, but recovery isn't guaranteed. Then use the list below.

Who to report to in Kentucky

• Kentucky Attorney General. Main line: 502-696-5300. Consumer resources, including how to report a scam and sign up for consumer alerts.
• Kentucky Stop Scams. A state program with scam tips and news. stopscams.ky.gov.
• Your local police. File a report. Your bank may ask for it.

Phone numbers and links last verified Oct. 21, 2026. Check the agency's official contact page before calling.

Federal places to report (all states)

• FTC: ReportFraud.ftc.gov for most scams.
• FBI IC3: ic3.gov for online scams, crypto, and email payment scams.
• Identity theft: IdentityTheft.gov gives you a recovery plan.

Kentucky scam numbers

FBI, 2025. Kentucky residents reported 9,414 internet crimes to the FBI's IC3, 30th in the U.S. Reported losses were $119,685,861, 31st. That's 204.3 complaints per 100,000 people, 43rd per person. (FBI Internet Crime Complaint Center, 2025 Internet Crime Report, state data appendix)

Crypto, 2025. Kentucky residents filed 1,453 crypto complaints with reported losses of $60,156,299. (According to the FBI.)

Older adults, 2025. Kentucky residents age 60 or older filed 2,127 complaints and reported losses of $64,441,069. (According to the FBI.)

FTC, 2024. Kentucky had 38,739 fraud and other reports to the FTC. Reported fraud losses were $70.8 million, and the median (middle) loss was $349. Kentucky ranked 44th of 50 states for reports per 100,000 people (859). It also had 6,396 identity theft reports, ranking 37th. The top three report types were imposter scams (16%), identity theft (14%), and credit bureaus (11%). (FTC, Consumer Sentinel Network Data Book 2024)

These numbers only count people who reported. Many people don't, so real losses are likely higher. FTC figures come from unverified consumer reports, not a survey.

Scams Kentucky officials are warning about

• Disaster help scams. In September 2026, Kentucky's Stop Scams program warned about people pretending to be FEMA who ask for payment or personal details, and fake contractors who demand money up front. (Kentucky Stop Scams newsletter, September 2026)
• Tech support scams. In the same September 2026 newsletter, the state warned about fake messages saying your computer or phone has a virus, from criminals pretending to be tech companies. (Kentucky Stop Scams newsletter, September 2026)

What to do right now

1. Stop all contact. If a pop-up or caller says your computer has a virus, hang up or close it. Don't let them into your device.
2. Call your bank or card company and ask whether the payment can be stopped or reversed.
3. Change passwords on any account the scammer touched, and turn on two-step login.
4. Save proof: screenshots, texts, emails, call logs, receipts, and phone numbers.
5. Report it to the state agency listed above, plus the FTC or IC3.
6. Beware of "recovery" offers. A request for a fee to get your money back is a common warning sign of a recovery scam.

Nearby states

• How to report a scam in Indiana
• How to report a scam in Illinois
• How to report a scam in Ohio

Learn more

• How to report a scam anywhere in the U.S.
• How a $25 million email payment scam worked
• The fake closing email that cost $1.3 million

Last checked October 2026. Phone numbers and links come from each agency's official website. Agencies change them, so check the agency's site if something doesn't work. FraudMeNot is an independent publisher. We are not affiliated with, endorsed by, or acting for any government agency listed here. Links go to official sites. We can't take reports or get your money back. General education only, not legal, financial, tax or security advice. No guarantee. Consult a qualified professional. Stories may be dramatized or composite; see each label. See our disclaimer. Found an error? Tell us.