How to report a scam in Michigan

Scammed? Call your bank or card company first. Calling quickly may improve the chance of stopping a payment, but recovery isn't guaranteed. Then use the list below.

Who to report to in Michigan

• Michigan Attorney General, Consumer Protection. Phone: 517-335-7599, toll-free 877-765-8388. Consumer Protection.
• Your local police. File a report. Your bank may ask for it.

Phone numbers and links last verified Oct. 21, 2026. Check the agency's official contact page before calling.

Federal places to report (all states)

• FTC: ReportFraud.ftc.gov for most scams.
• FBI IC3: ic3.gov for online scams, crypto, and email payment scams.
• Identity theft: IdentityTheft.gov gives you a recovery plan.

Michigan scam numbers

FBI, 2025. Michigan residents reported 22,191 internet crimes to the FBI's IC3, 14th in the U.S. Reported losses were $381,068,131, 16th. That's 219.1 complaints per 100,000 people, 41st per person. (FBI Internet Crime Complaint Center, 2025 Internet Crime Report, state data appendix)

Crypto, 2025. Michigan residents filed 3,648 crypto complaints with reported losses of $210,230,468. (According to the FBI.)

Older adults, 2025. Michigan residents age 60 or older filed 5,731 complaints and reported losses of $169,931,948. (According to the FBI.)

FTC, 2024. Michigan had 117,326 fraud and other reports to the FTC. Reported fraud losses were $204.0 million, and the median (middle) loss was $350. Michigan ranked 23rd of 50 states for reports per 100,000 people (1,167). It also had 23,783 identity theft reports, ranking 20th. The top three report types were credit bureaus (22%), identity theft (17%), and imposter scams (13%). (FTC, Consumer Sentinel Network Data Book 2024)

These numbers only count people who reported. Many people don't, so real losses are likely higher. FTC figures come from unverified consumer reports, not a survey.

Scams Michigan officials are warning about

• Bank and credit union imposters. In August 2026, the Attorney General warned about callers who fake a bank's caller ID, claim a problem with your account, and ask for your login or personal details. (Michigan AG release, Aug. 12, 2026)
• Gift card scams. In April 2026, the Attorney General warned about fake police, utilities, tech support, and "family emergency" callers who ask for payment by gift card. (Michigan AG release, April 21, 2026)

What to do right now

1. Stop all contact. If someone says there's a problem with your bank account, hang up and call the number on your card.
2. Call your bank or card company and ask whether the payment can be stopped or reversed.
3. Change passwords on any account the scammer touched, and turn on two-step login.
4. Save proof: screenshots, texts, emails, call logs, receipts, and phone numbers.
5. Report it to the state agency listed above, plus the FTC or IC3.
6. Beware of "recovery" offers. A request for a fee to get your money back is a common warning sign of a recovery scam.

Nearby states

• How to report a scam in Indiana
• How to report a scam in Illinois
• How to report a scam in Minnesota

Learn more

• How to report a scam anywhere in the U.S.
• How a $25 million email payment scam worked
• The fake closing email that cost $1.3 million

Last checked October 2026. Phone numbers and links come from each agency's official website. Agencies change them, so check the agency's site if something doesn't work. FraudMeNot is an independent publisher. We are not affiliated with, endorsed by, or acting for any government agency listed here. Links go to official sites. We can't take reports or get your money back. General education only, not legal, financial, tax or security advice. No guarantee. Consult a qualified professional. Stories may be dramatized or composite; see each label. See our disclaimer. Found an error? Tell us.