How to report a scam in Tennessee

Scammed? Call your bank or card company first. Calling quickly may improve the chance of stopping a payment, but recovery isn't guaranteed. Then use the list below.

Who to report to in Tennessee

• Tennessee Division of Consumer Affairs. Contact. Call 615-741-4737 or 800-342-8385.
• Your local police. File a report. Your bank may ask for it.

Phone numbers and links last verified Oct. 21, 2026. Check the agency's official contact page before calling.

Federal places to report (all states)

• FTC: ReportFraud.ftc.gov for most scams.
• FBI IC3: ic3.gov for online scams, crypto, and email payment scams.
• Identity theft: IdentityTheft.gov gives you a recovery plan.

Tennessee scam numbers

FBI, 2025. Tennessee residents reported 16,261 internet crimes to the FBI's IC3, 20th in the U.S. Reported losses were $269,214,519, 19th. That's 222.3 complaints per 100,000 people, 39th per person. (FBI Internet Crime Complaint Center, 2025 Internet Crime Report, state data appendix)

Crypto, 2025. Tennessee residents filed 2,854 crypto complaints with reported losses of $142,006,339. (According to the FBI.)

Older adults, 2025. Tennessee residents age 60 or older filed 3,525 complaints and reported losses of $108,305,976. (According to the FBI.)

FTC, 2024. Tennessee had 83,027 fraud and other reports to the FTC. Reported fraud losses were $157.2 million, and the median (middle) loss was $400. Tennessee ranked 21st of 50 states for reports per 100,000 people (1,188). It also had 14,829 identity theft reports, ranking 24th. The top three report types were credit bureaus (20%), identity theft (15%), and imposter scams (13%). (FTC, Consumer Sentinel Network Data Book 2024)

These numbers only count people who reported. Many people don't, so real losses are likely higher. FTC figures come from unverified consumer reports, not a survey.

Scams Tennessee officials are warning about

• Fake car and equipment dealers. In March 2026, the Attorney General warned about fake websites selling classic cars and heavy equipment that don't exist. (AG release, March 18, 2026)
• Tree trimming scams. In February 2026, the Attorney General warned about tree trimming and removal scams after ice storms. (AG release, Feb. 4, 2026)

What to do right now

1. Stop all contact. Never wire money for a car you haven't seen.
2. Call your bank or card company and ask whether the payment can be stopped or reversed.
3. Change passwords on any account the scammer touched, and turn on two-step login.
4. Save proof: screenshots, texts, emails, call logs, receipts, and phone numbers.
5. Report it to the state agency listed above, plus the FTC or IC3.
6. Beware of "recovery" offers. A request for a fee to get your money back is a common warning sign of a recovery scam.

Nearby states

• How to report a scam in Kentucky
• How to report a scam in Georgia
• How to report a scam in Alabama

Learn more

• How to report a scam anywhere in the U.S.
• How a $25 million email payment scam worked
• The fake closing email that cost $1.3 million

Last checked October 2026. Phone numbers and links come from each agency's official website. Agencies change them, so check the agency's site if something doesn't work. FraudMeNot is an independent publisher. We are not affiliated with, endorsed by, or acting for any government agency listed here. Links go to official sites. We can't take reports or get your money back. General education only, not legal, financial, tax or security advice. No guarantee. Consult a qualified professional. Stories may be dramatized or composite; see each label. See our disclaimer. Found an error? Tell us.